For Eligible Checking Accounts

Rather than automatically returning your checks unpaid when you make a mistake or write a check for more than you have in your checking account, as another convenient CITIZENS BANK customer courtesy, we will consider payment of your reasonable overdrafts.

*OVERDRAFTS NORMALLY COVERED UP TO $700

($400 ON FREE CHECKING ACCOUNTS)

MEMBER FDIC

Whether your overdrafts will be paid is discretionary and we reserve the right not to pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You must bring your account to a positive balance (not overdraft) immediately or as soon as possible and at least once every thirty-five (35) days.  Not all accounts are eligible and restrictions apply. A $30.00 fee will be charged for each overdraft item paid and a $30.00 fee will be charged for each returned item. Overdraft item fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means.